van-tage (n); the quality of having a more favorable position
Our Mission: To position our clients for more favorable loan terms and execution.
Welcome to Vantage Mortgage Group Inc., one of the highest customer-rated, locally owned & operated mortgage brokerage firms serving Oregon and Washington State.
At VMG, we have the unique ability to compare many different lenders on rates and terms for our clients with no broker origination fees. Our company is not bound by limited programs, influenced by corporate lines of credit, hidden costs, special interests, or creative sales tactics. We believe working for our clients exclusively and not the banks line of credit or correspondent pass-through results in more favorable loan terms and a faster closing.
Our goal is simple: To provide our clients with more experienced representation at a lower cost.
Our licensed Loan Consultants work hard to provide an unmatched level of service, product choice, and customized mortgage planning for each and every client we serve.
VMG specializes in:
* Conventional Conforming Loans
* FHA Loans
* First-time home buyer programs
* VA Loans
* Jumbo Loans
* USDA Rural Development Loans
* Residential Real Estate Investors
Vantage Mortgage Group was positioned in Oregon in 2007 to prepare for the biggest change the mortgage industry would ever face. The primary mortgage market in the United States was unfortunately experiencing a high level of irresponsible lending and borrowing in prior years, ultimatey becoming the cause of our great recession. Following the melt-down, lenders and mortgage loan originators bounced around in fear or fled to larger corporate banks/branches to avoid licensing requirements or full disclosure under new necessary regulations. The leadership at Vantage Mortgage Group did just the opposite and stood strong in support of the wholesale lending channel and the local community.
The company understands that reputation, credentials, and references are vital for consumers now entering the new mortgage marketplace. Since established, the early predictions of VMG have come to fruition and their clients are enjoying the benefits. Currently very few mortgage providers in the US primary mortgage market are positioned exclusively under the wholesale lending operational channel without the influence of credit lines or bank priorities. Vantage believes that their positioning, combined with the most experienced originators working exclusively for the client, results in better loan pricing and execution. Vantage is now proud to be one of the highest customer-rated mortgage providers in Oregon and Washington state.
“Our main objective is to educate consumers on how residential mortgage financing works in the United States. We do not have sales people, we have mortgage professionals that persistently educate our clients. We embrace only math and facts rather than sales terms and strategies. We rely on indisputable data to attract those that wish to be in a better financial position with their mortgage liability. When it comes to math, combined with our reputation, our position is also indisputable. We are the only channel in the primary mortgage market that works exclusively for our clients. The more educated the consumer, the greater chance they will become a Vantage client when comparing mortgage providers.”
"Obtaining a new loan for the purchase or refinance of a home is a very important financial decision. We have created a smooth, informative, and stress-free loan processing system we have found to best suit whatever lending climate we are facing. We believe that every client requires our full attention so that no details are missed and loan options are specifically customized for each borrower. Client and business partner testimonials consistently confirm that we are meeting or exceeding our goals in customer satisfaction."
"Low over-head, effective systems, and heightened industry-related education requirements allows our clients the ability to experience more qualified representation at a lower cost."
- Andy W. Harris, President
Harris Consulting, Inc. DBA Vantage Mortgage Group, Inc.